Save a trip to the bank through mobile banking. Check account balance, deposit checks and pay bills from home.
How to use mobile banking
Start by downloading a mobile app from one’s financial institution. Once activated access a wide range of banking features such as text banking.
Text banking is handy for checking account information on a smartphone. Text simple commands such as (BAL) to check available account balance.
Receive a variety of notifications to track debit and credit card spending. Monitor card transactions such as paying bills and both online and physical store purchases. Text alerts are helpful such as payment reminders, money transfer status and notifications when direct deposits are received.
Mobile Check Deposit
Physical checks can be deposited with mobile check deposit. Start by opening the app and snapping a picture of check. To complete the deposit, follow the mobile apps instructions.
Financial institutions place deposit limits on the checks. Limits include the amount of the check and number of deposits allowed daily and weekly. The factors are based on deposit history, account type and banking policies. Images of the check are safety stored by the bank instead of the users mobile device.
Finances are kept secure with various security features. Two-factor authentication is a second layer of security. In addition to a password, this security feature requires a second method of logging into an account. Fingerprint scans, text verification codes, and pin numbers are common methods.
Public Wi-Fi at grocery stores, coffee shops, and airports are risky to use for mobile banking. These networks are often unsecured and shared with multiple users. Its recommended to use one’s own data plan, home Wi-fi, or a network with password requirements.